About the Columbia Plan

The Columbia Student Medical Insurance Plan works with the Columbia Health Program to provide consistent, efficient care that complements the programs offered on campus:

• Medical Services providers are the primary care providers for students enrolled in the Columbia Student Medical Insurance Plan.
• Clinicians in both Medical Services and Counseling and Psychological Services work closely with Aetna Student Health Claims Administrators, Inc. when necessary to help arrange access to benefits available through the Columbia Plan.
• A referral by a Medical Services or Counseling and Psychological Services clinician is mandatory when seeking off-campus services. If a referral is not obtained prior to seeking services, no benefits will be available under the Columbia Plan.

Note: The Columbia Student Medical Insurance Plan may not cover all of your health care expenses. The plan excludes coverage for certain services and contains limitations on the amounts it will pay. Please read the Student Health Insurance Plan Brochure carefully before deciding which plan is right for you. While this document will tell you about some of the important features of the Plan, other features may be important to you and some may further limit what the Plan will pay. Aetna compensates Columbia for certain medical services as well as administrative expenses associated with servicing the insurance plan (including certain personnel expenses incurred by the Columbia Health Insurance office). In addition, based on aggregate claims experience, Aetna may issue a refund to Columbia to be applied toward future premiums. For more information, please review the Student Health Insurance Plan Brochure, which you can access online at www.health.columbia.edu, or view the Master policy issued to Columbia, available at the Columbia Health Insurance Office, or you may contact Aetna Student Health at 800-859-8471.

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